every rupee, finally accounted for.

Your bank sends an alert for every spend. walletOS reads it, fills in the amount, account and category, and saves it with one tap.

Get it on Google Play On iPhone? Join the TestFlight beta

Alert capture works on Android. On iPhone you add spends yourself, in two taps.

income₹145,000
expense₹42,613
today−₹2,546
S

Swiggy · BiryaniICICI Amazon Pay · 1:12 PM

₹486
B

BlinkitICICI Amazon Pay · 11:05 AM

₹1,840
U

UberPaytm Wallet · 9:40 AM

₹220
yesterday−₹33,224
H

HP PetrolHDFC Savings · 1:04 PM

₹1,224
R

House rentHDFC Savings · 11:00 AM

₹32,000
thu, oct 2−₹2,352
B

BlinkitHDFC Savings · 9:21 PM

₹1,840
C

Chai PointPaytm Wallet · 9:59 AM

₹512

  1. it reads the alert.

    Amount, merchant, card and category, pulled out on your phone. The alert text is never uploaded anywhere.

  2. you tap save.

    Every capture waits for your OK, already filled in. Wrong category? Change it before you save. Nothing is logged behind your back.

  3. the month moves.

    Today’s total, October’s spend and the Food & dining budget update the moment it’s saved. That’s the whole job.

october, settled.

₹42,613 left these accounts in October. Rent took three of every four rupees. The rest sits in thin layers on top, and each one has a name.

Example month from the walletOS demo account.

  1. ₹32,000Rent & housing
  2. ₹4,491Shopping
  3. ₹3,680Groceries
  4. ₹1,224Fuel
  5. ₹998Food & dining
  6. ₹220Transport

the rest of your money, in the same place.

Spaces screen: ₹9,389 spent of ₹51,000 budgeted, with rent, shopping, groceries and fuel listed.

budgets per category

Set a limit for groceries, fuel, eating out. “18% used · ₹41,611 left” moves every time you spend.

Accounts screen: net worth ₹944,651 across HDFC Savings, a credit card with ₹58,343 due, cash and Paytm Wallet.

every account, one net worth

Bank, cash, wallets and investments. Credit cards keep their limit, statement day and a reminder before the bill is due.

Reports screen for October 2026: ₹145,000 income, ₹42,613 spent, ₹102,387 saved, with top categories.

where it all went

Monthly reports and six-month trends: what came in, what went out, what you kept.

Lend and borrow screen: ₹5,300 lent out, Rohan owes ₹4,500.

who owes whom

Lend, borrow and split bills in shared groups with friends. Settle up and it clears on both sides.

Transactions screen grouped by day: Swiggy, Blinkit, Uber, HP Petrol, house rent.

every swipe, found in a second

Grouped by day, filed by account, searchable. Recurring bills add themselves on the day they’re due.

no bank logins. no ads. just your money.

  • offline first. Everything lives on your phone. Sign in only if you want sync across devices.
  • alerts stay on the phone. Notification text is read on-device and never sent to our servers.
  • no bank login. walletOS never asks for net-banking passwords or account access.
  • hide amounts. One switch masks every balance when someone’s looking over your shoulder.
Read the privacy policy

free to keep. pro if you want the deep dive.

free ₹0

  • Unlimited transactions, accounts and budgets
  • Recurring bills, lend & borrow
  • Cloud sync with a free account
  • No ads, ever

pro $1.99/month

  • Everything in free
  • AI spending insights; ask questions in plain English
  • Charts, reports, CSV and PDF export
  • $19.99 a year, or try it free for 7 days

start with today’s alerts.

Get it on Google Play On iPhone? Join the TestFlight beta