walletOS is the personal finance app that actually respects you. Track
every transaction, manage budgets, and understand your spending — core
features free, forever.
Core features free forever. AI insights and advanced reports with Pro.
Smart Transaction Tracking
Log expenses, income, and transfers in seconds. On-device AI
auto-categorizes entries, search instantly, and see exactly where
every dollar goes.
Spending by category
Food $87
Transport $14
Entertainment $16
Medical $40
Rent $1,200
Spending trend
DecJanFebMarAprMay
Budget Spaces
Create custom spending categories with monthly limits. Set up
recurring rules for bills and subscriptions. See at a glance what's on
track and where you're overspending.
Groceries$87 / $250
Transport$14 / $150
Entertainment$106 / $100
All Accounts, One View
Bank, cash, credit cards, digital wallets — see your complete net
worth across every account. Track money lent or borrowed with the
built-in lending module.
Chase Checking$3,842.50
Cash Wallet$245.00
Amex Gold-$420.30
Your Data Stays Yours
walletOS works fully offline by default. Sign in to enable
optional cloud sync — we never harvest your data or sell your
spending habits to advertisers.
Guest mode — fully offline, zero data collected
Zero third-party data sharing or selling
Cloud sync optional — sign in only when you want
Pricing
Free forever. Go Pro when ready.
walletOS core features are — and always will be — completely free.
Upgrade to Pro for AI-powered spending insights, advanced charts and
reports, and CSV/PDF export.