Privacy Policy

Financial data you enter: All transactions, account balances, budget limits, and spending categories you create within walletOS are stored exclusively on your local device. This data never leaves your phone.

We do not collect:

• Personal identification information (name, email, phone number)
• Financial account credentials or bank login details
• Location data
• Device identifiers or advertising IDs
• Usage analytics or behavioral data
• Crash reports or diagnostic data sent to our servers

walletOS operates fully offline. No internet connection is required to use any feature of the app.

Because we do not collect any personal information, there is no data for us to use, analyze, sell, or share. The data you enter into walletOS is used solely to power the app's features on your own device:

• Displaying your transaction history and balance summaries
• Calculating budget progress within your Spaces
• Generating spending charts and monthly comparisons
• Organizing transactions by account and category

All processing happens locally on your device using your phone's storage and computing resources.

Your data is stored using your device's local storage mechanisms, protected by your phone's built-in security (screen lock, biometric authentication, device encryption).

Since walletOS never transmits data to external servers, there is no risk of a server-side data breach involving your financial information. Your data's security depends entirely on the security of your physical device.

Backup & loss: Because data is stored locally, uninstalling the app or factory-resetting your device will permanently delete all walletOS data. We recommend periodically using the app's export feature to keep a personal backup.

walletOS does not integrate with any third-party analytics platforms, advertising networks, or data brokers. We do not use:

• Google Analytics or Firebase Analytics
• Facebook SDK or Meta Pixel
• Crashlytics or Sentry error reporting
• Any advertising SDK
• Any social media integration

The only third-party interaction is the Google Play Store distribution platform, which governs app installation according to Google's own privacy policy.

walletOS does not knowingly collect any personal information from children under the age of 13. Since the app collects no personal information from any user, it is equally safe for users of all ages.

The app is designed as a general-purpose personal finance tool. It contains no advertising, no in-app purchases, and no social features that could pose risks to younger users.

For more detail on our approach to child safety, please see our Child Safety Standards page.

Because walletOS does not collect or store any personal data on our end, you already have full control over all of your information at all times:

• Right to access: All your data is viewable directly within the app on your device.
• Right to deletion: You can delete individual transactions, accounts, or wipe all data using the "Wipe All Data" option in Settings. Uninstalling the app also removes all local data.
• Right to portability: Use the Export feature in Settings to download your data at any time.
• No consent withdrawal needed: Since we collect nothing, there is no consent to withdraw regarding remote data processing.

For data deletion requests or any privacy concerns, please visit our Data Deletion page.

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. We will also notify users through an in-app notice for any material changes.

Continued use of walletOS after any changes indicates your acceptance of the updated policy. We encourage you to review this page periodically.

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your data, please contact us. We aim to respond to all privacy-related inquiries within 5 business days.